(The Fair Housing Amendments Act of 1988)

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination:

1-800-927-9275 (TDD) U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity

JMJ Mortgage Capital, is committed to providing the highest level of security and privacy regarding the collection and use of our user's personal information, as well as that of all visitors to our Web site. Personal information may be collected through the submission of registration information, bid submission and through online communications. We recognize the importance of respecting the privacy of our users and we hope that the following privacy statement will help you understand how JMJ Mortgage Capital collects, uses and safeguards the personal information you provide to us on our Web site and by other forms of communication.

We are required by law to give you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to provide you with competitive financial products and services. If you have any questions after reading it, please contact us at 1-866-217-9703 (Toll-Free)

What follows is a description of the information we collect and disclose, including the parties who receive non-public information from us.

Information We Collect About You

We collect information about you from the following sources:

Disclosure of Information to Parties that Provide Services to Us
We may disclose Public non-financial information we collect, as provided by state and/or federal law and as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements, so that we may provide customers competitive products and services. We may also disclose non-public personal information about you under circumstances as permitted or required by state and/or federal law. These disclosures typically include information to process transactions on your behalf, conduct the operations of JMJ Mortgage Capital, follow your instructions as you authorize or protect the security of financial records.

Disclosure of Information About Former Customers
If you decide to terminate your relationship with JMJ Mortgage Capital, we will not share information we have collected about you, except as may be required by state and/or federal law and will remove any information from our files within a reasonable period of time.

How to Opt Out or Stop Certain Disclosures About You
At this time, we do not intend to disclose non-public personal information other than as noted above. If in the future, JMJ Mortgage Capital intends to disclose non-public information other than the above, JMJ Mortgage Capital will provide an additional notice, and provide an opportunity to opt out if applicable. The opt out does not apply to disclosures that are legally permitted or required or to disclosures that JMJ Mortgage Capital makes to companies that perform services on our behalf or to other financial institutions that have joint marketing agreements with JMJ Mortgage Capital.

How We Protect Your Information
We restrict access to non-public information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

This notice is provided pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA) of 1999, 12 CFR 40.